Loading...
Get a quote

Get a quote

Nationwide offer a defensive driver discount to drivers 55 years or older who live in select states and have:

  • Had no at-fault accidents in the past 35 months
  • Completed a state-approved accident prevention course

Find a defensive driver course

Many states offer accident prevention or defensive driving classes. These courses are usually certified by a state’s Department of Public Safety or Motor Vehicles. They’re available online or at local driver’s education schools.

What to expect at a defensive driver course

If you’re interested in a defensive driving course discount, you’ll need to take a class. These classes typically include a review of:

  • Traffic laws
  • Environmental hazards
  • Defensive driving techniques
  • Basic car maintenance
  • Drug and alcohol education

To earn the defensive driver discount, you must complete the state-certified course with a passing grade. The amount of the defensive driving insurance discount varies, but usually runs around 5%.

More ways to save

Nationwide wants to reward you for being a good driver. In addition to a defensive driving discount, you could save up to 10% additionally with an accident free discount if you have at least five years of driving experience and have been free from at-fault accidents and major violations for the last five years. Nationwide offers a variety of other auto insurance discounts too, so you can find the auto insurance you need at a price that’s right for you.

On Your Side® Review

Make sure your insurance keeps up with your life and that you get all the discounts you deserve.

More about On Your Side® Reviews

Find an agent

Search by name or location
Or call 1-877-669-6877

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.

The information included here is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided.