Nationwide offer a defensive driver discount to drivers 55 years or older who live in select states and have:

  • Had no at-fault accidents in the past 35 months
  • Completed a state-approved accident prevention course

Find a defensive driver course

Many states offer accident prevention or defensive driving classes. These courses are usually certified by a state’s Department of Public Safety or Motor Vehicles. They’re available online or at local driver’s education schools.

What to expect at a defensive driver course

If you’re interested in a defensive driving course discount, you’ll need to take a class. These classes typically include a review of:

  • Traffic laws
  • Environmental hazards
  • Defensive driving techniques
  • Basic car maintenance
  • Drug and alcohol education

To earn the defensive driver discount, you must complete the state-certified course with a passing grade. The amount of the defensive driving insurance discount varies, but usually runs around 5%.

More ways to save

Nationwide wants to reward you for being a good driver. In addition to a defensive driving discount, you could save up to 10% additionally with an accident free discount if you have at least five years of driving experience and have been free from at-fault accidents and major violations for the last five years. Nationwide offers a variety of other auto insurance discounts too, so you can find the auto insurance you need at a price that’s right for you.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.