Talk to your life insurance professional to find out if CareMatters may be right for you.
When choosing a product, make sure that life insurance and long-term care insurance needs are met. Because personal situations may change (i.e., marriage, birth of a child or job promotion), so can life insurance and long-term care insurance needs. Care should be taken to ensure these strategies and products are suitable. Associated costs, as well as personal and financial objectives, time horizons and risk tolerance, should all be weighed before purchasing a product. Life insurance, and long-term care coverage linked to life insurance, has fees and charges associated with it that include costs of insurance, which vary based on characteristics of the insured such as sex, tobacco use, health and age; and additional charges for riders that customize a policy to fit individual needs.
This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call your producer or Nationwide. You can reach Nationwide at 1-866-207-9160.
 The plan of care prepared by a U.S.-licensed health care practitioner should state that care from family members or other informal caregivers is appropriate.
 Under certain circumstances, benefits may be taxable. You should consult a tax advisor.
 May be reduced by loans or partial surrenders.
 Assuming no partial surrenders, loans or acceleration of death benefit for terminal illness are taken, and all premiums are paid on schedule.
 Informal care should be deemed appropriate and outlined in the Plan of Care prepared by a U.S.-licensed health care practitioner.
This is a life insurance policy with a rider that accelerates the death benefit for qualified long-term care services. This is not a health insurance policy and is not subject to the minimum requirements of New York Law pertaining to Long-Term Care Insurance, does not qualify for the New York State Long Term Care Partnership Program and is not a Medicare supplement policy. The policy is intended to be a qualified long-term care insurance contract for federal tax law only. Receipt of the accelerated benefits may affect eligibility for public assistance programs and may be taxable.
The contents of this website may be viewed in any jurisdiction; however, Nationwide CareMatters is offered or will be sold only in jurisdictions where such offer or solicitation is lawful. The availability of Nationwide CareMatters and/or some of its features or options varies by state. Nationwide CareMatters is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
Nationwide CareMatters is a service mark of Nationwide Mutual Insurance Company.