Nationwide CareMatters^®

About CareMatters

Nationwide CareMatters is long-term care coverage that is linked to a fixed-premium universal life insurance policy and includes a death benefit. It provides flexibility to you when it comes to covering potential long-term care costs. We designed CareMatters with choice, control and flexibility to meet your unique needs.

This product differs from other long-term care policies in these ways:

• When it comes to providing health care for you over the long term, CareMatters allows you to pay an informal caregiver, such as a family member, friend or neighbor.¹ Other policies may limit or even not allow unlicensed caregivers.
• With CareMatters, Nationwide pays 100% of the monthly cash benefit.² Plus, you can pay for your care as you see fit.¹ Any money left over can be spent on other expenses or even saved for future use. Meanwhile, with reimbursement policies, only qualifying expenses are reimbursed; nothing extra is paid.
• CareMatters does not require you to submit monthly bills and receipts, once qualified. Other policies require that you submit bills and receipts monthly; then you have to wait and see what the policy covers.
• With CareMatters, even if you use every dollar of the money earmarked for long-term health care costs, your beneficiary will still receive a 20% minimum death benefit — guaranteed.²