Nationwide® Whole Life

Two payment options

When it comes to a whole life insurance policy, you have choices. Select the payment option that works best for you.

Whole Life 100: Premiums are the same until they stop when you turn 100.

20-pay Whole Life: Premiums are the same until the policy is paid after 20 years.

Chronic Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a permanent chronic illness.

Critical Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a critical illness, such as a heart attack or cancer.

Terminal Illness Rider

Allows you to request a portion of your death benefit early if diagnosed with a terminal illness.

Accidental Death Benefit Rider

If you have a fatal accident, your beneficiaries will receive additional funds on top of your regular death benefit.

Children’s Term Insurance Rider

This rider pays a life insurance benefit in the unfortunate event of the death of a child.

Guaranteed Insurability Benefit Rider

Guarantees you the right to purchase additional permanent life insurance policies.

Premium Waiver Rider

If you become disabled, this rider credits a monthly premium to your policy after a six-month elimination period.