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Guaranteed Insurability Benefit Rider details
On each option date specified in the contract, Nationwide will permit the purchase of an additional life insurance policy. This option may be exercised before the regular option date provided one of the following events occur:
- The birth or adoption of a child
This rider, unless terminated earlier, is scheduled to continue until the policy anniversary on which you reach age 40. The premium is guaranteed to remain level and is based on your age when the policy was issued. Please refer to the prospectus or the insurance contract for details about this rider.
The Guaranteed Insurability Benefit Rider is available with the following whole life insurance policies.
Riders may not be available in all states. Protections and guarantees are subject to the claims-paying ability of the Nationwide Life Insurance Company.