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Get lifetime coverage, as long as you pay your premium when it’s due.
When it comes to a whole life insurance policy, you have choices. Select the payment option that works best for you.
Whole Life 100: Premiums are the same until they stop when you turn 100.
20-pay Whole Life: Premiums are the same until the policy is paid after 20 years.
Learn more about Nationwide Whole Life
Customize your whole life insurance policy to meet your specific needs.
Allows you to request a portion of your death benefit early if diagnosed with a permanent chronic illness.
Allows you to request a portion of your death benefit early if diagnosed with a critical illness, such as a heart attack or cancer.
Allows you to request a portion of your death benefit early if diagnosed with a terminal illness.
If you have a fatal accident, your beneficiaries will receive additional funds on top of your regular death benefit.
This rider pays a life insurance benefit in the unfortunate event of the death of a child.
Guarantees you the right to purchase additional permanent life insurance policies.
If you become disabled, this rider credits a monthly premium to your policy after a six-month elimination period.
Please read this important information
Guarantees and protections are subject to Nationwide's claims-paying ability.