What Is a BOP?
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What Is a Businessowners Policy (BOP)?

What Is a Business Owner’s Policy (BOP)?

A businessowners policy (BOP), combines various insurance coverages – such as commercial property insurance, general liability and business income – into one convenient policy.

BOP coverage options

A basic businessowners policy typically includes three or four key coverages:

Additional BOP coverage options include:

When considering a BOP, keep in mind that it often makes sense to choose coverage specific to your industry and that some coverages aren’t available in a BOP, such as business auto, workers' compensation, and employee benefits.

What types of businesses could benefit from a BOP?

Whether you own an auto repair shop, a retail store, an accounting office, or many other types of small business, a businessowners policy can be tailored to your needs. A BOP may make sense if your business:

BOPs don’t cover every type of risk, nor do they make sense for every industry. To find out if a BOP is right for you, contact a local agent, visit Nationwide’s BOP insurance page or call Nationwide at 1-888-490-1549.

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