Long-Term Care Rider
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Manage your long-term care expenses

By adding a long-term care rider to a Nationwide life insurance policy, you accelerate the death benefit to pay for long-term care. Benefits can be used for home health care, assisted living, a nursing home, adult day care or other qualifying services.

After paying for long-term care costs, you can use the excess funds any way you wish.

How does a long-term care rider work?

You select the long-term care amount when you buy your policy. Benefits are paid income tax-free after qualifying requirements are met. 

If you never need long-term care, your beneficiaries will receive an income tax-free death benefit as long as your policy remains in force. If you do need long-term care, your beneficiaries will still receive the greater amount (less any policy debts) between:
For specific details, please refer to the product prospectus. 

Long-term care brochure

Find out more about the Nationwide long-term care rider with this brochure.

Available products

Variable Universal Life

Universal Life

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