Nationwide car insurance can cover you for accidents involving other vehicles, vandalism, weather, animals, bodily injuries and more. As a Nationwide member, you can select the coverage you get because our policies are customizable – you can choose the auto insurance policies that suit your lifestyle. You can have peace of mind knowing Nationwide will provide you and your car with great protection on the road.
Personal auto coverages
Bodily injury liability
If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.
Property damage liability
If you cause an accident, this coverage helps pay for damages to another person’s vehicle or property.
Personal injury protection
Learn about PIP coverage and how it may keep you covered in the event of an accident.
Helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Also known as med pay, helps pay medical costs for you and your passengers in the event of a covered auto accident.
Regardless of who’s at fault, collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
Also known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, weather events and accidents involving animals.
Towing and labor coverage
This coverage can help when your car is stuck, broken down or inoperable due to an accident.
Rental car expense
This coverage provides access to a rental car or other transportation while your car is in the repair shop after a covered accident. Also known as loss of use or transportation expenses.
If your car is a total loss after an accident, this coverage may pay the difference between the actual cash value and what you owe on the lease or loan.
Despite the popularity of the term, there is no policy called “full coverage auto insurance.” You can build a dependable auto insurance package that covers you in many incidents by combining comprehensive, collision and liability insurance.
Special auto coverages1
Avoid a rate increase because of the first at-fault accident or minor violation on your policy.
Get 24/7 emergency help if you need fuel, a tire change, a jump-start or a tow.
Earn $100 off your deductible for each year of safe driving, up to $500. Your deductible could vanish completely.
Total loss deductible waiver
Have the physical damage deductible (comprehensive or collision) waived in the event of a total loss.
Are you getting the discounts you deserve?
The only way to be sure is to schedule a free assessment, called an On Your Side Review, to make sure you're making the most of the discounts and benefits available to you. Learn more about our On Your Side Review or schedule a review with Nationwide by calling your local agent or 1-877-669-6877.
 Optional features. Terms and availability vary by state.
 Annual credits subject to eligibility requirements. Maximum credit: $500. Terms and availability vary by state.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.