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Optional towing coverage provides reimbursement for towing expenses from the location your vehicle stopped. Since towing companies typically charge by the mile, this coverage could help you avoid extra cost and frustration. To add towing coverage, you must first have comprehensive coverage on your policy.
Optional labor coverage covers the cost of repair at the site of your breakdown. This includes delivery and installation of the parts – not the cost of the parts.
Towing reimbursement is limited based on your individual policy. Talk with your agent about reimbursement amounts, number of claims allowed per year and the impact of longer-distance tows.
On your policy, towing and labor coverage may have been replaced by Roadside Assistance. Ask your agent. Or read more about Roadside Assistance.
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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.