Understanding how much coverage you have
Your rental reimbursement amount is typically specified using a daily limit and an overall maximum amount.
For example: You need a rental car while your car is being repaired. Your policy defines rental reimbursement coverage as 30/600. This means you have $30 per day and a maximum of $600 during the entire time the vehicle is being repaired. Read your policy carefully to determine how much of the rental costs will be covered.
A lower daily limit could mean a lower premium
If a lower premium is important to you, purchase a lower daily rental reimbursement limit. With a lower daily limit, you’ll still have some rental car coverage. And the comfort knowing your out of pocket premium is a little lower.
Reimbursement for public transportation
Renting a car isn’t your only option. Reimbursement could still apply if you take the subway or a taxi to work. Talk to your agent to find out more.