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Life insurance

Whether you’re looking for term, permanent or long-term care coverage, we’ll help provide the sense of security that comes with a Nationwide® guarantee.

Why choose Nationwide for your sense of security?

Our knowledgeable customer service team can answer questions to help you navigate this process.

If a health issue arises after you sign your contract, it will not change your rate.

We’ll provide a payment to loved ones without it getting tied up in the legal process of distributing your assets.

What type of life insurance is right for you?

Term life: Affordable coverage for when you need it most

What is it?

Term life provides income replacement for a 10- or 20-year term. For a 30-year term, check out Guaranteed Level Term.

Who’s it for?

Those with loved ones (including pets) who depend on them financially and those with financial obligations such as a mortgage or small business loan may find it useful.

Learn more

Visit our term life page for more information.

Get a quote

Permanent life: Coverage for life, plus savings that grows over time

What is it?

Lifetime coverage with an insurance payout and cash access. Types include whole, universal, indexed universal and variable universal.

Who’s it for?

Anyone who wants coverage and an investment option in one package. The coverage never expires as long as the premiums are paid.

Learn more

Visit our permanent life page for more information.

A lot goes into providing a quote. Schedule a consultation for an accurate estimate.

Long-term care: Funds to care for you in your later years

What is it?

Insurance for covering care at home, community living and facility care in your elder years.

Who’s it for?

People who are concerned about potential long-term care costs and who would like more choice, control and flexibility over their future.

Learn more

Visit our long-term care page for more information.

A lot goes into providing a quote. Schedule a consultation for an accurate estimate.

Life insurance resources

Questions you may be asking

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Generally speaking, if you have dependents or are married, your family can benefit from your having a life insurance policy. Life insurance offers a sense of security by ensuring that you can continue taking care of your loved ones, even after you're gone. 

There are 2 common ways to calculate how much life insurance you need: lump sum and income replacement. Use our coverage calculation guide to get an idea of how much life insurance you may need.

The cost of your life insurance policy depends on a variety of factors, including your age, sex and health. Use this term life insurance tool to get an idea of what term life insurance may cost you. Permanent life insurance (such as whole, universal or variable universal) is generally more expensive than term life insurance and requires a conversation with a professional to discuss the options available. 

Rates tend to go up as you age. You can usually lock in a lower rate by buying a policy when you’re younger.  

Are you a New York resident?

We wanted to let you know that, as of August 1, 2019, the state of New York requires all insurance providers to adhere to Regulation 187. Reach out to your financial professional for more information.

Managing your life policy online is simple

Activate your online life insurance account today to get convenient, secure access to your policy that allows you to pay your premium, review policy details, access policy documents and update your beneficiaries.

Get expert help to guide your decisions
Schedule a consultation or call us at 1-866-207-9160.
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