Get a one-time lump sum payment of a portion of your death benefit if you’re diagnosed with a terminal illness. That money can be used to pay for treatments and make your final days as comfortable as possible. Your beneficiaries will get any money that’s left over.

Rider details

The Accelerated Death Benefit Rider goes into effect if your life expectancy is 12 months or less. The accelerated benefit payment will reduce the death benefit of the policy on a dollar-for-dollar basis. For more information, please refer to your contract or prospectus. Or ask your investment professional.

Available products

The Accelerated Death Benefit Rider is available with the following life insurance policies.

Not sure which type of life insurance is right for you?

Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on Nationwide.com.

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.