Personal finance resources

Our personal finance tips and insights help keep you on budget and on track for retirement.

Personal finance resource categories

Your money

savings calculator

Savings calculator

Find out how much you can save with different interest rates.

How much should I invest?

How much should I invest?

Determine how much you need to invest today to reach a target future balance.

tax preparation tips

Tax preparation tips

Get ready for tax season with this helpful list.

holiday shopping tips

Holiday shopping tips

Set up a financial strategy that gets you and your budget through the holidays.

Responsible credit card use

Responsible credit card use

Find tips on how to use a credit card for everyday purchases without letting your debt get out on control.

filing your taxes

Filing your taxes

When it’s time to file your taxes with the IRS, you have options for how to do it. Learn about them here.

Black Friday or cyber Monday

Black Friday or cyber Monday

Find out how to take advantage of both events to get the best deal.

college savings calculator

College savings calculator

Find out how to optimize your children's college plan.

Protect your money while traveling

Protect your money while traveling

How to avoid financial pitfalls while traveling.

credit building tips

Credit building tips

Check out these 5 tips on establishing credit and teaching your family credit basics.

what to ask before changing jobs

What to ask before changing jobs

Learn what you should be thinking about before you commit to changing jobs.

combining households living together

Combining households & living together

Couples must work though a number of practical points before they move in together.

Preparing for life after college

Preparing for life after college

Learn 8 smart ways you can prepare for life after graduation.

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4 tips to help you find a job after college

If you’re a recent grad, here are a few tips to help you enter the workforce.

how-to-choose-the-right-college-article

Learn how to choose the right college

Check out these tips to help you pick the right college for you and your child.

The cost of solar panels

The cost of solar panels

Learn how solar panels can help you save money and calculate how much they would cost.

tips for your first job after college

Tips for your first job after college

Here’s what to expect and how to set yourself up for success at your first job.

savings and investing plan infographic

Savings and investing plan infographic

Find out if you’re ready to start investing your savings.

how to pay off student loans

How to pay off student loans

Find out how you can plan your finances to pay back your student loans after college.

17 ways to save money

17 ways to save money

Check out these money saving ideas that can really add up.

Co-signing your child’s student loan vs. getting a parent loan

Co-signing your child’s student loan vs. parent loans

Learn about the pros and cons of getting a parent loan versus co-signing your child’s student loan.

how to stick to a budget

How to stick to a budget

A spreadsheet and some discipline can help you wrest control of your finances.

how to live on your own

3 simple rules for living on your own

If you’re a young adult living on your own for the first time, follow these practical tips for a balanced budget.

how to manage money

Budgeting 101

Learn how to manage your money as soon as you start earning.

your first paycheck: how much should you save?

Your first paycheck: How much should you save?

Learn how much you should be saving early in your professional career.

How to get out of debt

How to get out of debt

A solid management plan can help you get out of debt.

Woman and man having discussion at a table

How to pay off short-term debt

Learn the different ways you can pay off your short-term debts.

In-state vs. out-of-state tuition

In-state vs. out-of-state tuition

Why is out-of-state tuition higher?

What are Financial Assets?

What are Financial Assets?

Learn about financial assets and how they can help secure your future.

What is a home warranty?

What is a home warranty?

Understanding home warranties and home insurance.

how to save for college

How to save for college

Here are some practical ways for parents and students to plan for college.

Do you need a prenup?

Do you need a prenup?

Learn more about prenuptial agreements.

Build better money habits

Build better money habits

Learn how to curb bad spending.

Basics of Taxes

Basics of taxes

Learn the basics of taxes to be better prepared for the next tax season.

How to live within your means

Guide to living within your means

Find useful tips on how you can budget your money wisely.

Should I Refinance My Mortgage

Should I refinance my mortgage

See what you should consider when determining if refinancing a house is right for you.

Should I Refinance My Mortgage

Personal finance terms

Common personal finance terms, defined simply.

Credit scores, student loans and marriage

Credit scores, student loans and marriage

Does getting married affect your credit score? Find that answer and more here.

couple walking down sidewalk

Finances in marriage

Your guide to managing combined finances

two men in coffee shop

Use public Wi-Fi wisely

Not all public WiFi is secure. Understand how to protect yourself on the web.

college friends

Tips to help you save money in college

From books to loans and more, find out how you can save money while being a college student.

woman sitting at desk in front of computer

Understanding email phishing

Learn how to spot an email phishing scam and what steps you can take to protect yourself.

Smart banking

How to avoid ATM fees

How to avoid ATM fees

Learn how to avoid ATM fees to access your own money.

how to bank safely online

How to bank safely online

Learn how to maximize your bank's online security features.

Where is my routing number?

Where is my routing number?

Use this image to understand the numbers at the bottom of your checks.

Online banking FAQs

Online banking FAQs

Find answers to frequently asked questions about banking online and over the phone with Nationwide.

Mobile banking FAQs

Mobile banking FAQs

Find answers to frequently asked questions about Nationwide’s mobile banking features.

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How to pay off credit cards

Learn how to gradually chip away at your debt by paying off your credit card balances.

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Personal finance terms

Common personal finance terms, defined simply.

Woman standing over desk looking at paperwork

Creating secure passwords

Protect your financial accounts and more with these password security tips.

man in office holding notebook

Learn about identity theft coverage

Find out what identity theft protection services cover and determine if you want to purchase coverage.

Your home

DIY or Hire a Professional?

DIY or Hire a Professional?

Five things to consider when deciding between doing it yourself (DIY) and hiring a professional for your home improvement projects.

What is the average cost of utilities?

What is the average cost of utilities?

Learn about the cost of utilities, and get tips to help you save on them.