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A businessowners policy, also known as BOP insurance, combines various insurance coverage with additional protection into one convenient package.
If you’re not sure what coverage is right for your business, or have not considered a BOP, learn how a BOP insurance policy from Nationwide can protect your business.
Do you need a businessowners policy (BOP)?
Nationwide BOP insurance may be right for your business if:
- Your business is located outside of your home
- You have fewer than 100 employees and less than $5 million in sales
- You have property or equipment you need to protect
- You want to protect investments you've made in your business
What does a BOP cover?
Commercial property
Insure against physical damage to your business property.
General liability
Protect your business from lawsuits and injuries.
Business income
Cover your business against an interruption in income if you have to shut down unexpectedly.
Equipment breakdown
Protect your equipment against breakdowns.
Nationwide's industry-specific businessowners policies
We have BOPs that are tailored to the most common risks of various industries.
How to get business insurance
Getting a quote for a business insurance policy has never been easier. With Nationwide, you can get a BOP quote online in under 30 minutes. Here’s what you’ll need:
- Basic information about your business, including annual sales receipts
- Information about your building’s construction, including age, material and square footage
- Employee information, including how many workers are on staff
- If you will be insuring vehicles associated with your business, have information about the car types, VIN numbers and drivers on hand
- Details about any prior claims for your company
Why choose a BOP
Nationwide is a leading small business insurer, serving over half a million businesses across the nation.
24/7 claims service & superior customer support
We're a Fortune 100 with strong ratings.
Yearly On Your Side® Reviews ensure you're covered as well as you should be.
Additional coverage options to consider
Accounts receivable
Protect your business against losses caused by the inability to collect payment from a customer.
Business auto
Protect your business vehicles and your employees when they drive on company time.
Crime insurance
Protect your business against burglary, robbery, forgery, computer fraud, employee dishonesty and other crimes.
Cyber liability
Get coverage for computer attacks and damage to electronic data and computer systems. Also offset the effects of your database being hacked or getting a virus.
Employee practices liability
Protect yourself against employee lawsuits.
Errors & omissions insurance
Protect against client lawsuits for negligent acts, errors or omissions committed during business activities that result in a financial loss.
Inland marine insurance
Cover your property in transit, including the transport of goods or equipment over water and land.
Umbrella
Get additional protection for your business assets, increasing the liability limit you already have with other policies.
Workers' compensation
Protect your employees against accidental injuries at your workplace.
Find key coverages for your industry. Shop for insurance by industry type.
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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.