What's covered by commercial auto insurance

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving. A typical commercial auto policy may include:

  • Liability coverage
  • Medical payments coverage
  • Comprehensive coverage
  • Collision coverage
  • Uninsured and underinsured motorist coverage
  • Coverage for vehicles you rent or borrow
  • Coverage for employees who use their cars for business

Determining what you need

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See what other companies in your industry typically choose for coverage.

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Customize your commercial auto policy.

Explore coverages & options
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Each policy is customized to your needs. You’ll need to contact an agent for an accurate quote.

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Safety resources

Roadside Assistance

Get 24/7 emergency help if you need fuel, a tire change, a jumpstart or a tow.

Learn more about Roadside Assistance

We make insurance claims easy

With our On Your Side® Claims Service, you’ll get:

A written guarantee on repairs

When you choose a repair shop from the On Your Side Auto Repair Network®, all repairs come with a written guarantee for as long as you own or lease the vehicle.

A choice of qualified repair shops you can trust

The On Your Side Auto Repair Network includes only shops that are pre-screened and pre-qualified for the highest level of service.

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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.