Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise. Make sure you have the protection you need if something goes wrong. Nationwide understands the risks you face every day, and offers affordable, easy-to-buy retail store insurance for a wide range of businesses. Get a retail business insurance quote and start protecting your retail business today.
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Businessowners policy (BOP)

A BOP combines commercial property, general liability, business income and other coverages into one convenient package. You’ll have just what you need when it comes to your retail business insurance.

Other business insurance products

Explore your options for additional protection for retail stores.

Business auto insurance

Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time at your retail store.

Employee dishonesty coverage

Get coverage to help recover losses from employee theft at your store. Work with your agent to find the right amount of coverage for your business.

Workers’ compensation

Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury at your retail store.

Utility services coverage

Recover faster if you have to close your retail store due to an interruption in utilities.

Crime insurance

Protect your business against losses or damages from theft at your store.

Product liability insurance

Protect you and your business if one of the products you sell at your retail store causes bodily injury or property damage.

Cyber liability

Protect your business and customer personal data with cyber liability insurance.

Umbrella liability

An umbrella liability insurance policy will offer an extra layer of protection when other liability coverages stop.

Inland marine

Protect your property in transit with inland marine insurance.

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Loss control services & risk management

When you insure your business with Nationwide, you get loss control tools and resources, including a Loss Control Services team who can review your operations, procedures and programs.

Safety resources

Review and share these resources, then take our online safety training.
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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.