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With decades of experience insuring breweries, we understand the risks unique to your industry. Risks that include spoilage of perishable goods, equipment breakdowns, premise liability, liquor liability and leakage, to name a few.
Our comprehensive insurance program and services can be customized to protect your brewery while meeting state requirements.
Commercial brewery insurance package
Insure against physical damage to your brewery.Property coverage
Protect your brewery from lawsuits and injuries.Liability coverage
Cover your brewery against an interruption in income if you have to shut down unexpectedly.Business income coverage
Specialized coverages & endorsements for breweries
You can customize your brewery insurance package with the following coverages and endorsements.
Asset Defense® program
Combines building, business personal property and property in transit coverage to more fully address the needs of complex operations with high property values, multiple locations, and where business personal property is often moved between locations.
Manufacturers errors and omissions coverage endorsement
Covers financial loss if your product causes damage due to a negligent act, error, omission or defect in material or in a product sold that results in a third-party financial loss. Includes up to five years of prior acts coverage, with an automatic 60-day extended reporting period.
Property protection plus endorsements - breweries
Gold and platinum options contain a wide range of coverages, including contract cancellation; manufacturer product adulteration and contamination; patterns, dies and molds; processing water; and utility services interruption.
General liability enhancement - manufacturers
Contains numerous upgrades to liability protection, such as additional insured status for vendors, delivery errors and omissions, and broadened bodily injury and property damage coverage.
Product withdrawal coverage endorsement
Covers expenses associated with recalling a product from the market, such as notification, employee and transportation costs.
Brewery property endorsement
- Spoilage of perishable goods
- Brands and labels
Other business insurance products
Explore your options for additional protection for breweries.
Equipment breakdown insurance
Protect your brewery equipment against breakdowns.
Commercial auto insurance
Protect your brewers, drivers and other employees when they drive on company time.
Protect your brewery employees.
Protect your brewery from claims against your executive officers and board of directors.
Extend coverage for your brewery, over and above your other liability coverage.
Guarantee your brewery’s integrity and honesty, as well as your legal and contractual compliance.
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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.