Commercial offices are host to a wide range of businesses, from law and accounting firms to health care practices. No matter the industry, they all have one thing in common—the need for commercial office space insurance.

Business office insurance protects you from the unexpected events that happen in and around offices every day. If a client slips and falls down your stairs, or significant error in your work results in costs to you or your clients, your business could be jeopardized—along with the livelihood of those who work for you. This coverage can help prevent that loss of livelihood from happening.

Whether you work out of a leased office, or a building that you own, Nationwide’s commercial insurance for small business offices offers protection and responsive claims service you need at an affordable price.

Examples of professional offices that can be covered by our commercial business office insurance include:

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Commercial real estate industry insurance solutions

We also specialize in larger business products and solutions for commercial real estate.

Businessowners policy (BOP)

Commercial office insurance policies often start with the basic coverages of a businessowners policy (BOP), and are customized according to your specific industry needs. A BOP combines commercial property, general liability, business income and other coverages into one convenient package.

Other business insurance products

Explore your options for additional protection for professional services.

Business auto insurance

Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time.

Errors and omissions insurance

Protect against customers’ claims for negligent acts, errors or omissions committed during business activities that result in a loss for the client.

Employee practices liability insurance

Protect yourself and your business against charges of discrimination, harassment or wrongful termination.

Valuable papers and records insurance

Protect against untold expenses if you have to recreate your files following a covered loss.

Utility services coverage and spoilage coverage

Utilities services helps cover losses from ruined inventory as a result of interrupted utility services, with very little cash out of pocket.

Employee dishonesty coverage

Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.

Management liability

Protect your organization from claims against your board of directors and officers.

Loss control services & risk management

When you insure your business with us, you get loss control tools and resources, including a Loss Control Services team who can review your operations, procedures and programs.

Put an emphasis on safety

Protect yourself, your employees and your customers by staying safe at your offices. While not all accidents can be prevented, there are steps you can take to minimize risk. Review and share the resources.
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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.