Natural disasters such as hurricanes, tornadoes and wildfires are a part of life. They can cause property damage and disrupt commercial businesses in an instant. Unfortunately, this interruption can last for weeks or even months.

Nationwide® is here to help you understand the various types of natural disasters that can occur, how to prepare your business and what to expect from our loss control and claims services.

Common natural disasters

Review the articles below for tips and information on how to be prepared.

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How to prepare for a natural disaster

It's important to have a business emergency plan in place. Be sure to:

  • Have a shelter-in-place location and keep emergency contact information on file
  • Keep a copy of customer, supplier and business records off-site, and develop a schedule for backing up these records
  • Ensure that you have the right insurance coverage; consider a policy that will reimburse you for physical losses and business disruption
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Our Claims Center is here to help

We're your partner in protection if your business experiences a natural disaster. Our experienced claims representatives understand how to help, can answer your questions and can assist you with filing a claim.

Visit our Claims Center to file a claim or call 1-800-421-3535. You can also review our business insurance claims FAQs.

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Loss control services

Our Loss Control risk management resources are tailored for your specific industry. We can work closely with you to develop a customized program for your business.

Visit loss control for more information, or connect with us over the phone at 1-866-808-2101 or via email at

Contact your Nationwide agent for additional support and information.