How to buy the best car insurance for teens
Car insurance is priced according to risk. Since teens are relatively inexperienced drivers, this usually means they are perceived as carrying higher risks on the road and may be more expensive to insure. You can help reduce this cost by encouraging your teen to drive safely, get good grades in school and take a driver safety course. [1] You can also take advantage of Nationwide’s various auto insurance discounts.
You do not have to add your teen to your car insurance policy; however, doing so may be more affordable than getting them their own policy. Adding them to your policy will increase your rate but may help you qualify for discounts like multi-car. [1]
Your teen’s insurance rate may gradually decline as they get older. Different factors may affect this change, such as driving habits and accident history, so teaching safe driving is key to ensuring the rate drops. [1]
It’s best to plan your teen’s insurance before they actually get their license. Different states have different laws regarding car insurance, and companies’ policies may vary. In some cases, you may be able to add your teen to your policy at no extra cost while they have their learner’s permit. Talk to your insurance provider to learn more.
Now that you know how to get the best car insurance for teens, start your free quote with Nationwide.