When your teenager begins to drive, your level of stress goes up. And so does the cost of your policy. That’s because teens are calculated to be a higher risk the first few years they’re driving.

A good student discount can reduce the expense of insuring your teen driver, making it more affordable.

What a student needs to do to get an insurance discount for good grades

We offer a student discount for drivers 16 to 24. Drivers must be full-time high school or college students and maintain a minimum B average to qualify for the student car insurance discount.

How to show that your student qualifies for a Nationwide good student discount

When you purchase your car insurance, you’ll need to furnish proof of academic achievement, such as a:

  • Current grade card
  • Form signed by a school administrator

If the student is homeschooled, the results from a standardized test, such as the PSAT, SAT or ACT, may be used. The homeschooled student needs to be in the top 20% of that test’s national performance.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.