What do I need for an auto insurance quote?
Anything can happen out there on the road, which is why every driver should consider car insurance. But what do you need to get a car insurance quote? From personal information to the specs of your vehicle, you’ll need to be prepared with the right information to get an accurate car insurance quote. This article will cover what you’ll need, plus factors that can affect your rate and ways to save.
Provide your personal information
To help provide a car insurance quote, we'll first need some personal information from you, including your:
- First and last name
- Date of birth
- Sex
- Marital status
- Mobile phone number
- Email address
- Accident prevention course completion date, if applicable
- Driver’s license number
- Home address, as well as the address where your vehicle(s) will be parked or stored (if different than your home address)
Information about the members of your household
Insurance carriers typically need the names, birthdates and relationships to the primary policyholder (you) for everyone in your household, including non-drivers. Examples include spouses/partners, children, parents, grandparents and roommates.
Why you typically need to provide information on household members to get a car insurance quote
The policy may be in your name, but the vehicle it protects could be accessible to other members of your household. This makes your household members a part of the risk assessment. Including their information when you get an auto insurance quote may help ensure you’re not denied coverage if an incident occurs.
Provide vehicle information
Insurers will typically need the following information for every vehicle you want to insure:
- Year
- Make
- Model
- Body style / Trim
- Whether you finance, lease or own
- Estimated weekly mileage
- Vehicle identification number (VIN), which can be found on the interior dash or inside the driver side door jamb.
How to save on car insurance
Insurers need accurate information to provide you with the best quote and to suggest potential discounts. Nationwide offers numerous discounts that can help you save on auto coverage.
- Nationwide auto insurance discounts: Dependable car insurance shouldn’t have to break the bank. That’s why Nationwide offers discounts on car insurance and gives members a variety of ways to save.
Nationwide may also suggest a usage-based car insurance program, which could deliver savings based on your driving behavior:
- SmartRide®: A car insurance program that gives you personalized feedback to help you make even safer driving decisions. You’ll earn a discount when you sign up and save more based on safer driving.
- SmartMiles®: Car insurance for low-mileage drivers. It's the same great coverage as a traditional Nationwide auto policy, but with a flexible monthly charge that's based on how many miles you drive.
Standard & optional auto insurance coverages
Nationwide can use the information you provide for your quote to suggest coverages, including deductibles and limits.
You may want to review coverage options before starting a quote. Start with the coverages, deductibles and limits on your current policy, then review Nationwide’s auto insurance coverages.
What factors determine car insurance rates?
With your coverage selected, you’ll be able to see what it will cost. Want to better understand your premium? Learn more about the factors that affect auto insurance rates.