One of the best ways to lower your car insurance rate is to drive safely. If you have at least 5 years of safe driving, you could be eligible for a more affordable car insurance rate.

Of course, it’s also important to maintain a clean driving record, and avoid tickets for speeding, reckless driving and other violations.


Drive smart to keep your safe driver discount. Plug in, drive and start saving today. Earn an instant 10% discount just by signing up for our usage-based insurance program.

Go paperless

You may be eligible for a recurring discount when you sign up for paperless documents.

Learn how to go paperless

On Your Side® Review

Make sure your insurance keeps up with your life and that you get all the discounts you deserve.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.