Equine insurance

Equine insurance provides coverage for equine operations, including property and liability protection. Policies are tailored to the unique needs of horse owners and equine businesses, helping to safeguard against financial loss from unexpected events.

• Accidental shootings
• Attacks by dogs or wild animals
• Collisions causing death of covered animals
• Fires
• Flood losses
• Loading and unloading accidents

• Boarding: Feeding and pasturing facilities for horses that belong to others
• Breeding: Owning or keeping horses on your property for breeding purposes or stud services
• Care, custody and control: Limited property damage coverage applies for equine owned by others but in your care, custody or control
• Exhibitions and competitions: On-premises shows and events as part of your equine operation
• Newly acquired livestock: When you schedule livestock on your policy, newly acquired livestock are covered for up to 25% of your current livestock limit for up to 30 days
• Riding instructors: Riding instruction as part of your equine boarding, breeding or training operation inclusive of on-premises trail rides
• Training: Training horses for others as part of your equine operation

• Emergency stabling or transportation: Covers the costs associated with emergency stabling or transportation of your horses due to a covered event, such as a fire or natural disaster
• Employee tack coverage: Offers protection for tack and equipment owned by your employees while it is on your property, covering loss or damage

• Equine footings: Covers damage to the specialized footing materials in your arenas, ensuring your training and competition surfaces are protected
• Livestock transit: Protects your livestock while they are being transported, covering losses that may occur during transit from one location to another
• Ordinance or law coverage: Helps cover the increased costs of rebuilding or repairing property to comply with current building codes or ordinances after a covered loss