Claims you can count on from a stable carrier with A+ financial ratings1
Access to experienced, knowledgeable underwriters saves you time and effort with a broad range of solutions for your clients
Deepen your client relationship with access to ancillary benefits and other business solutions
Access our full suite of medical stop loss solutions
Our flexible plans are designed for businesses with between 10 and 5,000 employees and self-fund their group medical benefits.
Traditional self-funding
Flexible plan designs and lower administrative costs than fully insured plans lead to expense reductions.
Level funding solutions
Employers get the flexibility and cost-saving opportunities of self-funding with the fixed and predictable monthly costs of a fully insured plan.
Group captives
Pooling exposure with many other midsize companies helps employers minimize risk.
Reference-based pricing
Claims are paid according to a percentage of the Medicare schedule rather than utilizing a traditional PPO network.
Our partners
We work with a range of highly capable partners to provide medical stop loss coverage. Contact our sales team for help finding tailored solutions.
The resources below provide insights and helpful information about the medical stop loss market.
A self-funded health plan with medical stop loss insurance is a practical risk management strategy for businesses. Our 1-pager summarizes it for you.
This 1-pager explains how Nationwide partners with highly specialized MGUs to deliver medical stop loss solutions.
This 1-pager summarizes the upward trajectory of the MSL market.
This white paper explains how the right specialty partner can fit a company’s medical stop loss needs.
This white paper describes how MGUs can work with you to create and market custom-tailored stop loss coverage solutions to fit your clients’ needs.
This white paper explores how the medical stop loss insurance market has undergone significant changes over the past 2 decades.
[1] A+ ranking from AM Best received 10/17/02; affirmed 11/07/2024.
Nationwide and the entities mentioned are separate and non-affiliated companies. Medical stop loss coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio (CA COA #7032). In Hawaii, Louisiana and Oregon, the coverage is underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.