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5 key steps to consider

These steps can help your clients ensure that their retirement income lasts a lifetime.

  1. Get a personalized Social Security filing assessment.
    This assessment should detail potential outcomes of filing for benefits at different ages so clients can make an informed decision.
  2. Create an income bridge.
    Help clients keep in mind that their living expenses may not decrease during retirement as much as they think — if at all.
  3. Diversify your savings.
    Consider building a tax-efficient retirement income strategy through the early years of retirement.
  4. Explore protected lifetime income options.
    Show clients how they can build a retirement paycheck that provides the income they need to cover essential expenses.
  5. Review a personalized health care cost assessment.
    A formal assessment could help your clients estimate how much of their retirement income may go toward health care.
For more information about Total Retirement Income Planning, view our many resources.

Guarantees are subject to the claims-paying ability of the issuing insurance company.

Nationwide and its representatives do not give legal or tax advice. An attorney or tax advisor should be consulted for answers to specific questions.

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