Agent Center

Types of bonds

Contract Bonds

Contract Bonds

Support your contracting business with bid, performance, payment and maintenance bonds. Nationwide offers flexible bonding solutions for contractors of varying sizes and project types.

Bonding Solutions for Contractors of All Sizes

Whether clients are securing their first bond or pursuing larger, more complex projects, Nationwide's contract surety solutions provide experienced underwriting, flexible account evaluation, and bonding capacity to support growth at every stage.


We service companies in a variety of industries, including:

  • General Contractors
  • Heavy/Highway and Site Development Contractors
  • Subcontractors
  • Service Firms
  • Manufacturers
  • Property Owners and Developers

SuretyStarter® Program

Designed for contractors with smaller surety needs, Nationwide SuretyStarter® provides a streamlined path to bid, performance and payment bonds with simplified applications and fast underwriting decisions.

Contractors may qualify for bond programs up to $1 million with a streamlined one-page application, and up to $2 million with additional financial documentation.

Commercial Surety Bonds

Commercial Surety Bonds

Nationwide's Commercial Surety offerings support a wide range of business and compliance needs, from license and permit bonds to other statutory and transactional obligations. Backed by experienced underwriters and flexible solutions, our broad appetite can help you find the right fit for your clients.

We support Commercial Surety needs across a wide range of industries, from small businesses to large national organizations, including:

  • Construction and home building
  • Healthcare and pharmaceuticals
  • Financial services and professional practices
  • Manufacturing, aerospace and automotive
  • Transportation, airlines and logistics
  • Utilities, telecommunications and technology
  • Retail
  • Food and beverage
  • Agribusiness
  • Public sector, nonprofit and service organizations

Don't see your client's industry listed? Contact your underwriter to discuss additional opportunities.

Fidelity Bonds

Fidelity Bonds

Businesses use fidelity bonds to help reduce their exposure to risk and financial loss. Fidelity bonds protect businesses in the event an employee commits an act of forgery, property theft, embezzlement, illegal transfer of funds, misappropriation or other dishonest acts.

Fidelity bond types

  • Business services (janitorial bond) — An easy way to help strengthen customer confidence by protecting against employee theft at client locations
  • ERISA — Required protection for employee benefit plans against losses resulting from fraudulent or dishonest acts
  • Employee dishonesty — Protection designed to help businesses recover from financial losses caused by employee theft or dishonesty

Target industries

  • Contractors
  • Cleaning services
  • Dog and house sitters
  • Professional offices (such as doctors or dentists) and non profit
  • Dealerships (such as agriculture, auto, boat, etc.)
  • Condo associations
  • Public employees
  • Attorneys and nursing homes
  • Assisted living and other home health care providers

Explore our self-service bond tool

Issue eligible bonds quickly and easily through SuretyChoice®, our automated bond platform available through Agent Center. Access more than 5,000 bond forms, receive premium quotes, preview bond forms before issuance, and process many bond transactions in minutes.

agents-business-surety-fidelity-bondtool

Key benefits include:

  • Single sign-on through Agent Center
  • More than 5,000 commercial surety and fidelity bonds available
  • Instant premium quotes and bond form previews
  • Quick rider processing for eligible bonds
  • Direct-bill options available on most commercial surety and fidelity policies
  • Process renewals at your convenience from your office

Related topics and resources

Rankings & ratings

Over the years, we have received recognition in our industry for exceptional performance, leadership and service to our clients. Our respected reputation is the result of a true commitment to excellence in every aspect of our business, built on a foundation of financial strength and proven experience.

A

A.M. Best
Received 11/07/25
1The third highest of 13 ratings

Applies to property & casualty affiliates

A+

Standard & Poor’s
affirmed 04/12/25

The fifth highest of 21 ratings

A2

Moody’s
Affirmed 10/28/25
The sixth highest of 21 ratings

Applies to property & casualty affiliates

$2.263 B

T-listing in excess
August 2026

Surety Bonds: List of Certified Companies

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