[1] To be eligible for this offer, the customer must have an active Nationwide homeowners policy. Condo and tenet policies may be eligible to receive a discounted smart home device.
Availability varies by state, coverage selections and rating factors.
The smart home discount applies to fire, theft and water coverages. Program criteria differ in California and Washington. In California, a 10% discount applies to water nonweather, water weather and theft, and a 5% discount applies to fire. In Washington, a 5% discount applies to all perils. The discount for smart home participation will be discontinued if an eligible smart home monitoring system is not ordered and activated within 55 days of enrollment.
The smart home monitoring system and related support will be supplied by the third-party device provider and maker. Nationwide is not responsible for the system, installation, or any home monitoring. To be eligible for this offer, the customer must have an active Nationwide homeowners policy.
Notifications are intended to inform recipients of a possible upcoming hailstorm with expected hail greater than 1 inch in diameter impacting the address provided by the recipient during the sign-up process. Nationwide is working with separate and nonaffiliated third parties to obtain this information. Notifications are provided as a courtesy, and neither Nationwide nor the aforementioned third parties make any express or implied warranties, guarantees or affirmations relating to these notifications, including but not limited to that weather will occur or has occurred. Further, neither Nationwide nor such third parties shall have any responsibility or liability whatsoever to recipients, or any other person or entity, arising or relating to such notifications, information and data, including but not limited to for any inconsistency, inaccuracy or omission in any of the information, data, weather or events predicted or depicted, reported, occurring or occurred. By signing up for notifications, recipients acknowledge that meteorology is an inexact science and are advised that, in addition to these notifications, government occasionally issues watches, warnings, advisories, bulletins and other communications for the general public. The recipient may wish to keep advised of these notices. The recipient is solely responsible for action or lack of action taken to preserve life or property. NOTIFICATIONS INFORMATION AND DATA ARE PROVIDED "AS IS" WITHOUT EXPRESS OR IMPLIED WARRANTIES HEREUNDER, AND THIS DISCLAIMER OF WARRANTIES INCLUDES BUT IS NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Stated SmartRide discounts are approximations. Discounts do not apply to all coverage elements; actual savings, availability and program criteria vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies until a driving behavior discount can be calculated, which could be zero. The driving behavior discount is applied to a policy when all drivers have activated the SmartRide Mobile app within 30 days of the policy’s effective date and the app remains active for 80 days. All discounts are subject to change based upon actuarial support and driving behavior at subsequent renewals or with changes in drivers or vehicles on the policy. In VA and WA, the discount may decrease at renewal based on changes in driving behavior. In WA, the driving behavior discount is applied at renewal.
Nationwide Focused Driving Rewards is not insurance and does not require the purchase of a policy or a quote. Participation is optional and subject to terms and conditions, and it might not available in some states. Nationwide may terminate the program at any time.
SmartMiles is not available in the following states: AK, HI, LA, NC, NY and OK.
Products are underwritten by Nationwide Mutual Insurance Company and affiliated companies, Columbus, Ohio, and are subject to underwriting guidelines, review and approval. Details and availability vary by state, policy original effective date and other factors. The SmartMiles variable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. The SmartMiles Driving Behavior Discount could be zero, and it does not apply to some coverage elements; actual savings will vary by state, coverage selections, rating factors and policy changes. The Driving Behavior Discount applies at the next policy renewal and remains in effect while the vehicle is enrolled in SmartMiles. Estimated premiums are subject to change based upon final rated mileage during the mileage period and policy changes. The Safe Driving Behavior Discount is not available in California.
