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Nationwide Focused Driving Rewards®

Rewarding you for keeping your eyes on the road, not your phone

Nationwide Focused Driving Rewards® is a new program that offers great perks for distraction-free driving. It’s easy to sign up and start earning points that you can redeem for e-gift cards from popular retailers.

Here's how it works:

1  Download the Nationwide® Mobile app and join the Focused Driving Rewards program.
2  Start driving, avoiding distractions such as phone handling, tapping and hand-held calls.
3  Get a score every 2 weeks — the higher the score, the more points earned.
4  Redeem points for e-gift cards from popular retailers.
Learn more in our video

Why join Focused Driving Rewards?

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Driving without distractions keeps our roads safe.

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Younger drivers can earn up to $60 every 6 months for as long as they participate.1

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There's no impact to your auto insurance premium.

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The program can be a helpful tool for the parents of teen drivers.

Drive focused. Earn rewards.

Dale Earnhardt Jr. teams up with Nationwide to encourage teens to keep their phones down and earn rewards for safer driving.

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Start getting rewarded for distraction-free driving.

Sign up for Focused Driving Rewards in the Nationwide Mobile app today.
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No. You do not need to have insurance with Nationwide to participate.

No. Your participation is optional and has no impact on your insurance premium.

The app automatically detects when you are driving. It records your trips and measures phone distractions.

Your participation is optional. You may unenroll from the Focused Driving Rewards program at any time by going into your Profile on the Preferences menu in the Nationwide Mobile app and clicking "Unenroll." If you unenroll, you'll lose any unredeemed points. You can re-enroll in the program at any time.

Focused Driving Rewards is not currently available in AK, CA, HI, LA, MA, NY or OK

[1] Drivers 29 years and younger can earn up to $60 every 6 months. Drivers 30 years and older can earn $2.50 every 2 weeks, up to $30 every 6 months.

40% of drivers in the program experienced a decrease in their distraction levels after their first month participating. For these drivers, their individual distraction levels reduced by an average of 40%. Limited to drivers that have more than 1 month of active participation in the program. Based on Nationwide data thru December 2025.