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    Drone insurance

    Nationwide offers specialized drone coverage for farms and ranches that protects unmanned aerial systems (UAS) from physical damage and liability risks. Unlike most farm insurers who may provide only limited liability protection for basic tasks and minimal physical damage coverage, Nationwide's comprehensive options fully protect drones during farm operations, including aerial crop protection and fertilizer applications.

    What does drone insurance cover?

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    Nationwide’s drone coverage provides broad protection for unmanned aerial systems and their operations. This innovative coverage can be added as an endorsement to a standard farmowners policy, providing tailored protection for farm and ranch customers.

    You can add coverage options to fit your operation, including drone coverage for:

    • Property and equipment coverage. Protects your drones, related equipment and operational tools from physical damage.
    • Liability protection. Covers risks associated with drone operations, including damage or injury caused during precision agriculture tasks.
    • Aerial application coverage. Provides protection for drones used in the application of farm chemicals, seeds and other substances.
    What it doesn’t cover

    While Nationwide’s drone coverage provides extensive protection, it doesn’t include losses caused by:

    • Unauthorized or illegal drone operations
    • Wear and tear or mechanical failure
    • Damage caused by improper maintenance

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    Drone insurance frequently asked questions (FAQs)

    Farmers and agricultural businesses that use drones for tasks like crop monitoring, livestock management, aerial imaging, mapping or applying farm chemicals should consider drone coverage. It’s essential for protecting your investment in drone technology and managing the risks associated with your operations.
    No. A farmowners base policy does not provide property or liability coverage for drones, nor does it provide liability coverage for the aerial application of chemicals. Coverage for these exposures must be added separately.
    Optional drone coverages offer protection for physical damage to your drones and related equipment, liability for damage or injury caused by drones and risks associated with aerial application of farm chemicals.
    The cost of drone coverage depends on several factors, including the size of your operation, the value of your drones, equipment and the specific coverages you choose. To get an accurate quote, contact a Nationwide Farm Certified agent who can tailor a policy to your needs.
    Yes, but only with the addition of the aerial application endorsement, which covers damage or injury caused during the application of farm chemicals, seeds and other covered substances.
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