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Seed dealer and seed conditioning insurance

Your seed operation is a critical part of the agricultural supply chain. Nationwide’s AgriChoice® Plus offers tailored protection for seed dealers and conditioners, covering property damage, equipment breakdown and liability.

Why insurance matters for seed operations

Corn seed on conveyor belt

Insurance is crucial for protecting your seed operation from the unexpected. The right policy helps you manage exposures like seed quality claims, spoilage losses and downtime from equipment failure. Proper coverage lets you focus on delivering high-quality seeds to farmers without being sidelined by operational risks.

Coverage options for seed operations

  • Property insurance. This protects your physical assets, including buildings, processing facilities and essential equipment from damage or loss.
  • Liability coverage. This crucial protection addresses claims related to seed quality, performance issues and other customer-related incidents.
  • Business interruption protection. If a covered event forces you to halt operations, this helps compensate for the resulting loss of income.
  • Equipment breakdown coverage. Specifically designed for the specialized machinery used in seed conditioning, this covers unexpected mechanical failures.
Types of seed businesses Nationwide covers

  • Grass seed dealers. We offer specialized protection for the unique risks faced by grass seed dealers, covering storage, transport and liability related to the quality of your seed.
  • Seed conditioning facilities. Our policies include coverage specifically for seed conditioning facilities, protecting against risks such as equipment failure and contamination.
  • Seed retailers. We provide comprehensive protection for seed retailers that covers your inventory, business property and customer liability claims.

Understanding seed dealer and conditioning insurance costs

The cost of insurance varies based on your business's size, the value of your equipment and your overall risk exposure. Nationwide can help you create a policy that fits your budget while still providing the protection you need.

Why choose Nationwide for your seed operation?

Founded by farmers in 1926, Nationwide combines decades of agricultural expertise with a commitment to protecting agribusinesses. With our tailored policies, dedicated Farm Certified agents and industry-leading risk management services, we are the trusted choice for seed dealers and conditioners. Partner with Nationwide to secure your operation’s future.

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