Nationwide offers hay producers financial protection against risks like weather-related losses, combustion and equipment breakdowns. Backed by our commitment to the agriculture community since 1926, Nationwide Farm Certified agents create policies tailored to meet the unique needs of hay producers.
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Hay insurance
Hay insurance helps protect the hay you keep on hand as part of your farm or ranch operation. With Nationwide’s AgriChoice® coverage, hay can be insured with limits of up to $100,000 per stack. If you need more protection, Nationwide also offers an endorsement to increase stack limits.
When considering hay insurance, it’s important to assess your operation’s specific needs, including the type of hay you produce, storage methods and equipment used. A Nationwide Farm Certified agent can help you navigate these factors to ensure your policy is tailored to your specific needs.
Nationwide offers a range of coverage options to protect your hay operation from common risks, ensuring comprehensive protection tailored to the specific needs of hay farmers.
- Protection against weather-related losses. From sudden hail to devastating floods, hay operations are highly vulnerable to the elements. Protect your livelihood with coverage tailored to safeguard farm machinery, irrigation equipment and livestock.
- Coverage for hay storage and equipment breakdown. This coverage protects your stored hay from risks such as fire, theft or windstorm. It also offers protection for equipment breakdowns and the disruptions they can cause.
- Liability insurance for hay operations. Liability coverage is crucial for protecting your operation from potential legal claims stemming from property damage, injury or other liabilities.
Hay industry insights
Footlong hay probes monitor and record temperatures and provide early detection of issues.
Costly hay bale fires can occur at any point from bale chamber to the bunk. Prevent them with year-round attention.
Optional coverages for hay operations
Nationwide also offers add-on coverage that adds new layers of security.
- Equipment breakdown protection. This optional coverage extends protection for your hay operation’s machinery, covering repair or replacement costs for unexpected breakdowns.
- Business interruption coverage. If your hay operation is forced to halt due to a covered event, business interruption coverage helps replace lost income.
- Additional liability coverage. For operations requiring higher liability limits, this optional coverage provides extra protection against claims that exceed standard policy limits.
Why choose Nationwide for your hay operation?
Founded by farmers in 1926, Nationwide offers tailored farm and ranch insurance coverage and expert guidance from Farm Certified agents. With decades of experience in protecting agribusinesses, Nationwide understands the unique challenges hay operations face and provides solutions designed to meet your needs.
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