Nationwide Innovator Corporate VULSM is a flexible premium variable universal life insurance policy that is designed for use with business clients to informally fund executive benefit plans for their key employees and for business succession planning. It can suit a variety of insurance strategies for businesses interested in corporate-owned life insurance (COLI) arrangements.
Nationwide Innovator Corporate VULSM features an enhanced investment lineup with over 140 fund options, including new low-cost fund families such as Vanguard and Dimensional.

Please read this important information

Keep in mind that as your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and products are suitable for long-term life insurance needs. You should weigh your objectives, time horizon and risk tolerance as well as any associated costs before investing. Also, be aware that market volatility can lead to the possibility of the need for additional premium in the policy.

Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs.

Variable products are sold by prospectus. You can obtain the product prospectus and underlying fund prospectuses by writing to Nationwide Life Insurance Company, P.O. Box 182021, Columbus, OH 43218-2021. Before you invest, you should read the prospectus carefully and consider investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Investing involves risk.

Guarantees and protections are subject to Nationwide's claims-paying ability. They do not apply to the investment performance or safety of the underlying investment options.

Investment products are not FDIC-insured, may lose value and have no bank guarantee.

Innovator Corporate VUL is a service mark of Nationwide Mutual Insurance Company.