Let’s talk about floor installation coverage

Whether you’re installing carpet, linoleum, laminate, tile or wood flooring, flooring contractors need to be protected against the uncertainties of the job. Nationwide can provide the insurance flooring contractors need because we offer robust product and coverages plus special protections flooring contractors may require.

Electrician building frame

Available coverages include:

  • General liability
  • Workers' compensation
  • Auto liability and physical damage
  • Umbrella
  • Inland marine (equipment & tools)
  • Surety bonds

Nationwide offers a variety of options to protect contractors, including:

  • Contractors enhancement: Our proprietary general liability enhancement form includes blanket additional Insured for ongoing operations, blanket waiver of subrogation, per project aggregate and other valuable coverages
  • Contractors advantage: This proprietary enhancement provides property and inland marine coverages, including small tools, an installation floater, business property and other valuable coverages
  • Blanket additional insured: It’s available for both ongoing and completed operations; individual, non-blanket ISO-standard CG2010 and CG2037 endorsements are also available
  • Business auto protection: Our proprietary commercial auto enhancement form includes 3 levels of coverage options (Plus, Gold, Platinum) plus coverage upgrades beyond the standard ISO form
  • Additional coverage options: Property and inland marine, workers' compensation, umbrella, surety and fidelity, errors & omissions and more

Core coverages


Helps cover medical expenses and legal fees you incur while defending against a lawsuit from a covered event.

Liability coverage

Covers equipment and tools in any location and in transit.

Inland marine coverage

Other business insurance policies you may need

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Loss control services & risk management

When you insure your business with Nationwide, you can take advantage of our large library of loss control resources to help you reduce all kinds of risks specific to the construction industry.

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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.