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How to prepare for a flood

Woman wrapped in a blanket talks to man

Nobody can stop a force as fearsome as a flood. Floods damage or destroy more homes than any other natural disaster – to the tune of about $34 billion in U.S. property damage just in the five-year span of 2011 through 2015. 

But if you know how to prepare for a flood and what to do after a flood happens, you may be able to mitigate some of its damage. Here are some flood preparedness and safety tips: 

Look into flood insurance

Standard homeowners insurance generally doesn't cover damage caused by a flood. And the federal government offers disaster assistance only when the president declares a major disaster. So it’s a good idea to consider protecting yourself with a flood insurance policy. Ask your insurance agent about flood insurance, and whether it is available in your area.

What to do before a flood

To help reduce damage:

What to do during a flood

A flood can be scary, but try to stay calm. The most important thing is to keep your family safe, but if you have time:

What to do after a flood

After emergency officials have given permission to re-enter your home:

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