Valuables Plus®: Valuables insurance to keep your treasured items safe

Have you ever wondered if your current homeowner’s, condo, or renter’s insurance policy is enough to protect all of your most cherished belongings? Standard policies cover personal property like jewelry, but they often have limits on replacement costs. Nationwide’s Valuables Plus^® coverage offers the extra protection you need to cover your high-value possessions.

Extra coverage for peace of mind

Valuables Plus^® goes beyond standard insurance to cover valuable items such as engagement rings and other jewelry, fine art, silverware, musical instruments, and cameras. This optional add-on to your policy provides tailored protection for the specific, itemized list you provide of your most valuable belongings.

What does the Valuables Plus^® insurance add-on cover? 

Valuables Plus^® offers higher coverage limits and covers a wider range of risks, including damage or theft, that your standard policy may exclude or limit. Additionally, there are no mandatory deductibles with this type of coverage. 

Every policy is different, so it’s important to check with your agent to understand what’s included in your standard homeowner’s, renter’s, or condo insurance policy and what’s not. Your agent can help identify coverage gaps and discuss how add-on protection such as Valuables Plus^® may fit your unique situation and needs.

Add Valuables Plus^® to protect your high-value belongings with an itemized list, and then rest easy knowing you’re prepared for unexpected moments like these: 

• Lost your engagement ring on vacation? Valuables Plus^® can help cover the loss, even if you never find it.  
• Favorite painting damaged during a plumbing leak? More than an heirloom, it's a valuable investment. Valuables Plus^® covers many repairs or replacements beyond standard policy limits.
• Luxury watch collection stolen during a break-in? Your standard policy might not be enough to cover the loss. Valuables Plus^® can provide a higher coverage limit to replace special items. 

At Nationwide, we know your valuables are more than just possessions –– they hold memories, stories, and meaning. Valuables Plus^® provides extra protection for what matters most, covering damage, loss, or theft beyond your standard policy. From diamond rings to rare coin collections to high-end cameras, our coverage gives you peace of mind for life’s unexpected moments.

Don't leave your most precious valuables unprotected

Valuables Plus^® protects the things that make your house a home. Talk to your Nationwide agent today to learn how this extra layer of coverage can help protect what matters most to you.

Additional resources for protecting valuables

https://www.nationwide.com/lc/resources/home/articles/types-of-homeowners-insurance

https://www.nationwide.com/lc/resources/home/articles/does-homeowners-insurance-cover-jewelry

https://www.nationwide.com/personal/insurance/renters/pages/coverage