With the splendor of the outdoors surrounding it, it’s no wonder Springfield, MO is affectionately known as the Queen City of the Ozarks. From its countless parks to the lush rural land bordering it, Springfield is a delight for nature lovers who have made their homes here. And if you’re one of them, you’ll want to make sure you’re protecting your residence for the long run! Keep your home protected with flexible, reliable homeowners insurance from Nationwide.
Explore homeowners insurance coverage options in Springfield, MO and protect yourself and the things that matter most, all while finding new ways to save.
Springfield home insurance coverages and discounts
- Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.).
- Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
- Better roof replacement – Optional coverage that guarantees that a strong, more leak-resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
- Equipment breakdown – Provides coverage to repair or replace costly household appliances.
- Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
- Other structures – Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself.
- Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
- Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
- Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.