Far more than a college town, Lincoln, NE offers all the urban density of a capital city with the serenity of its countryside surroundings. Whether you’ve come to the star city for its education opportunities or just its midwestern charm, you’ll want to make sure your home here is protected for the long run. Keep it safe with flexible, reliable homeowners insurance from Nationwide.
Explore homeowners insurance coverage options in Lincoln, NE and protect yourself and the things that matter most, all while finding new ways to save.
Lincoln home insurance coverages and discounts
Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.)
Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
Better roof replacement – Optional coverage that guarantees that a strong, more leak resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
Equipment breakdown – Provides coverage to repair or replace costly household appliances.
Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
Other structures – Coverage for sheds, detached garages and other structures not connected to the main dwelling itself.
Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.
What we can cover
Homeowners insurance can protect your home in Lincoln against theft, fire, lawsuits, weather damage and other covered losses.
Nationwide makes it easy to bundle your insurance policies and save. Bundle your insurance policies and stay protected with a multi-policy discount. You can save money by choosing Nationwide to protect your home, car and more.
Protect your home with Smart Home
Add the Smart Home program to keep your home safe from water damage, break-ins, fires and more.