
Charlotte may not hold the title of capital city in North Carolina, but it does hold all the cards in the state’s professional sports scene. Between professional basketball, football, and soccer, residents of Charlotte are never short of a good show. But no matter how fun the outing, no home should be left unprotected! Keep yours safe with coverage from Nationwide and get back to cheering on the home team.
Explore coverage options in Charlotte and protect yourself and the things that matter most, all while finding new ways to save.
Charlotte home insurance coverages and discounts
- Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.).
- Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
- Equipment breakdown – Provides coverage to repair or replace costly household appliances.
- Other structures – Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself.
- Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
- Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
- Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.