
Imagine you’ve just returned home from one of your city’s famous live music venues in Austin. It’s been a fantastic night, but while you were out, unexpected damage happened to your home. If you don’t have a good homeowners insurance policy, this damage could have you singing a different tune very quickly. Protect your home with coverage from Nationwide and get back on a happier note.
Explore coverage options in Austin, TX and protect yourself and the things that matter most, all while finding new ways to save.
Austin home insurance coverages and discounts
- Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.).
- Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
- Better roof replacement – Optional coverage that guarantees that a strong, more leak-resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
- Equipment breakdown – Provides coverage to repair or replace costly household appliances.
- Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
- Other structures – Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself.
- Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
- Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
- Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.