You found the perfect home in San Antonio, the second largest city in Texas. Make sure your home is protected. Homeowners in San Antonio need to prepare for risks, such as flooding, tornadoes, severe storms, hail, and more. With the correct home insurance coverage, you'll feel comfortable knowing that, in the event of a disaster, your property is protected.
Nationwide understands the unique needs of San Antonio homeowners and is proud to offer dependable home insurance policies.
San Antonio home insurance coverages and discounts
- Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.)
- Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
- Better roof replacement – Optional coverage that guarantees that a strong, more leak-resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
- Equipment breakdown – Provides coverage to repair or replace costly household appliances.
- Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
- Other structures – Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself
- Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises
- Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage caused by a covered loss
- Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence (only the highest deductible will be applied).