The capital city of Virginia is the site of important moments such as Patrick Henry’s “Give me liberty or give me death” speech and continues to stand as a national landmark, even among fellow capital cities. A city steeped in our nation’s history still needs to look ahead. Prepare for the unexpected and protect your home with coverage from Nationwide.
Explore home insurance coverage options in Richmond, VA and protect yourself and the things that matter most, all while finding new ways to save.
Richmond home insurance coverages and discounts
- Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.).
- Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
- Better roof replacement – Optional coverage that guarantees that a strong, more leak-resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
- Equipment breakdown – Provides coverage to repair or replace costly household appliances.
- Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
- Other structures – Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself.
- Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
- Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
- Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.