Protect yourself and your bike on the open road with motorcycle insurance in Michigan. From riding along the shores of the Great Lakes, cruising through the Upper Peninsula or enjoying the sand dunes and vineyards of Leelanau County, reliable Michigan motorcycle insurance from Nationwide can keep you covered.

Michigan motorcycle insurance coverage

In Michigan, the weather can turn on a dime, and a laid-back afternoon cruise can easily turn stormy. So get the trusted coverage that keeps you up to speed. Our affordable motorcycle insurance in Michigan is tailored to fit your needs and budget with a variety of coverage options:

  • Liability coverage can help provide protection from expenses stemming from bodily injuries or motorcycle damages in an accident.
  • Collision coverage can help cover the physical damage to your motorcycle as a result of an accident.
  • Comprehensive coverage can help pay for damages that are not the result of a collision, such as natural disasters or theft.
  • Underinsured or uninsured coverage can help provide coverage from drivers who do not have the money or proper liability insurance coverage to pay for physical damages or bodily injuries that result from an accident.

Find out more about the motorcycle insurance coverage Nationwide offers. In addition to a wide variety of coverages, we also provide protection for many types of bikes including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. Plus, you can have numerous bikes on one Michigan motorcycle insurance policy.

Motorcycle insurance discounts in Michigan

Nationwide offers multiple discounts to help you save, such as a multi-policy discount, multi-vehicle discount, riding association discount and more. Learn about our motorcycle insurance discounts and start saving today.

Is motorcycle insurance required in Michigan?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free Michigan motorcycle insurance quote

Get a Michigan motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in Michigan

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Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
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Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcycle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.

Save up to 20% when you bundle home and car insurance with Nationwide.

Find Nationwide Insurance near you in Michigan

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Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in Michigan

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.