Whether you’re riding your scooter through the streets of Providence or sport touring along the northern Atlantic coast, having the right protection is key. That’s why Nationwide offers Rhode Island motorcycle insurance that covers your bike, your passengers and even your custom motorcycle equipment. With liability, collision and comprehensive coverage options, as well as add-ons like emergency Roadside Assistance, you can tailor a motorcycle policy for your unique needs.

How much does RI motorcycle insurance cost? With Nationwide discounts, including our multi-policy discount and homeowner discount, you can help make your rates even more affordable. If you’re a Rhode Island motorcyclist, learn more about what Nationwide motorcycle and scooter insurance covers and start your free quote today.

Is motorcycle insurance required in Rhode Island?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free Rhode Island motorcycle insurance quote

Get a Rhode Island motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in Rhode Island

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Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
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Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcycle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.

Want to find a local agent in your neighborhood?
We have Nationwide agents throughout Rhode Island.
Select your city below to find an agent near you.
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Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in Rhode Island

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.