Nationwide's SmartRide® Program Rewards Safe Driving
Driving safely is no easy feat. If you’re a driver committed to staying alert, avoiding distractions, and following the rules of the road, we’re going to reward you for it.
SmartRide, a usage-based insurance program, gives you personalized feedback to help you make even safer driving decisions. You’ll earn an instant 5% discount when you sign up. The safer you drive, the higher the discounts you could get – up to 40%.
How SmartRide works
See how joining Smartride can help you save.
Plug In and Drive
We’ll send you a small device for your car within 10 days of signing up. Drive as you normally do.
Then go online to track your discount and get personalized feedback about your driving trends.
Lock In Your Discount
At the end of the program, simply send back your device and lock in your final discount. We’ll apply the discount* at your next policy renewal.
During the program, the estimated discount is updated weekly based on your driving. At the end of the program, the final discount is calculated and applied at your next policy renewal, and thereafter, for as long as you insure your vehicle with us.