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Affordable boat insurance for every budget

From bass boats to yachts, having the right boat insurance policy is critical no matter what type of vessel you own. If you're looking for cheap boat insurance but still want reliable coverage, make sure you take advantage of Nationwide's boat insurance discounts. We offer a wide range of discounts to help our members save - take a look at the boat insurance discounts below to find one that fits your needs and your budget.

Save on boat insurance rates with these discounts

Multi-policy discount

Potential discounts on boat insurance when you also have auto insurance, motorcycle insurance, RV insurancehome insurance, commercial insurance or farm insurance with Nationwide.

Boater safety course discount

Knowing the essentials of boating safety not only protects you on the water, but it can also help you save when you complete an approved water safety course and are 21 years of age or older. Check with the National Association of State Boating Law Administrators to find out what types of courses are available.

Multi-boat discount

Save by insuring more than one boat on the same policy with our multiple-boat insurance discount. Personal watercrafts are excluded from this discount.

Diesel fuel discount

Get a discount when you buy a boat powered by diesel fuel.

Paid in full discount

Pay your 12-month premium in full to get a discount on boat insurance. It’s an easy way to save time and money on your boat coverage.

Claim-free renewal discount

Receive a discount at renewal if you are claim-free in the preceding policy term.

Package discounts

Save money on your insurance when you buy an affordable boat insurance package. We have a wide-range of packages available for different types of boaters.

Do you own a Jet-Ski, Sea-Doo or other type of personal watercraft? Learn more about Nationwide’s insurance discounts for personal watercrafts today.

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