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As a provider of specialty care services, you have unique needs. Our exclusive OthersFirst® program provides a wide range of basic and optional coverages to meet the needs of your industry. Specialized coverage and endorsements include:

  • Professional Liability Insurance
  • Umbrella
  • Abuse or molestation coverage
  • Optional enhancement endorsements (property, workplace violence loss of income, human services enhancement, human services liability & commercial auto broad form)

We also insure a wide variety of organizations, including:

  • Adult day services
  • Addiction and treatment counseling (outpatient and residential)
  • Community/senior centers
  • Daycares for children with and without special needs
  • Domestic violence centers
  • Emergency shelters/transition homes
  • Food banks
  • Group homes
  • Intermediate care centers for physical or intellectual disabilities
  • Schools and programs for special needs
  • Senior living and assisted living facilities
  • Outpatient and residential mental health programs
  • Goodwill Industries and thrift stores
  • YMCAs and YWCAs
  • Ronald McDonald Houses
Have a smaller business to protect?
Learn about our human services insurance.

Other business policies you may need

Loss control services & risk management

When you insure your business with us, you get loss control tools and resources, including a Loss Control Services team who can review your operations, procedures and programs.

Already know what you need? Email us to request a quote.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.