Why choose Nationwide life insurance?
Choose Nationwide life insurance for guidance, stable premiums and a payout that can help support your loved ones.
Help navigating the process
We can help answer questions about life insurance, including how much coverage you may need and which type may fit your needs best.
Lock in a rate that stays the same
Once your policy is in place, a later health change will not increase your rate.
Protect your loved ones with a direct payout
Life insurance can help provide money directly to your beneficiaries so they can cover expenses and move forward with less financial stress.
What type of life insurance is right for you?
Term life: Coverage for a set period at a lower cost
What is Term life?
Term life provides income replacement for a 10- or 20-year term. For a 30-year term, check out Guaranteed Level Term life.
Who is Term life for?
Term life is best if you have:
- Loved ones, including pets, who depend on you financially
- Ongoing financial obligations, like a mortgage or small business loan
Learn more
Visit our term life page for more information.
Get a quotePermanent life: Lifelong coverage that may build cash value
What is Permanent life?
Permanent life is lifetime coverage with an insurance payout and cash access.
Who is Permanent life for?
Permanent life is best if you want coverage that:
- Includes a death benefit and investment option
- Never expires, as long as premiums are paid
Learn more
Visit our permanent life page for more information.
A lot goes into providing a quote. Schedule a consultation for an accurate estimate.
Long-term care: Help paying for future care costs
What is Long-term care?
Long-term care will help cover care at home, community living and facility care during your later years.
Who is Long-term care for?
Long-term care is best if you:
- Are concerned about potential care costs
- Want more choice and flexibility with care cost later in life
Learn more
Visit our long-term care page for more information.
A lot goes into providing a quote. Schedule a consultation for an accurate estimate.
Life insurance resources
If you are married or have dependents, your family can benefit from you having a life insurance policy. It helps ensure you can take care of them, even after you’re gone.
Life insurance is typically used to:
- Replace your income, if needed
- Pay off major debts
- Cover other expenses (like childcare, college and final expenses)
You can also use life insurance to:
- Build wealth for future generations
- Cover long-term care costs
To estimate the right amount of life insurance you’ll need, it’s important to consider all the ways you plan to use it and their individual costs. Add the total amount needed. Then, subtract savings and any existing coverage. If your goal is income replacement for a set term, you can use our coverage calculator to find an amount that best fits your needs.
It depends on the type of life insurance you get.
Term life insurance costs less than Permanent life insurance, which includes whole, universal, or variable universal policies and requires a conversation with a professional.
Costs are also affected by other factors, including your:
- Age
- Sex
- Health
While you can get life insurance at any age, rates tend to go up as you grow older. You may be able to lock in a lower rate if you start earlier in life.
Schedule a consultation or call us at 1-866-207-9160.