Ways to save on your ATV insurance

ATV insurance helps to protect you and your all-terrain vehicle in the event of an accident, but coverage shouldn’t have to cost an arm and a leg. That’s where Nationwide comes in. Take a look at our variety of ATV insurance discounts to see which one you qualify for.


Get an all-terrain vehicle insurance discount when you also have auto insurance, life insurance or home insurance with Nationwide.


Save by insuring your motorcycles, snowmobiles and scooters with Nationwide. Personal watercraft is excluded from this discount.

ATV safety course

Taking an ATV safety course not only helps you to stay protected while riding, but it can save you money as well. Get a discount on your ATV insurance rates when you complete an approved safety course.

Theft-recovery device

Save on comprehensive coverage if your vehicle has a professionally-installed radio or GPS theft-recovery system.

Paid in full

Save money by paying your 12-month premium in full.

Riding association

If you’re a member of a riding association, you can earn a discount. More than 25 national associations are eligible.


Just by owning a home, condo, townhome or mobile home, you may be eligible for discounted ATV insurance rates.

On Your Side® Review

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.