Multi-policy
Get an all-terrain vehicle insurance discount when you also have auto insurance, life insurance or home insurance with Nationwide.
Multi-vehicle
Save by insuring your motorcycles, snowmobiles and scooters with Nationwide. Personal watercraft is excluded from this discount.
ATV safety course
Taking an ATV safety course not only helps you to stay protected while riding, but it can save you money as well. Get a discount on your ATV insurance rates when you complete an approved safety course.
Theft-recovery device
Save on comprehensive coverage if your vehicle has a professionally-installed radio or GPS theft-recovery system.
Paid in full
Save money by paying your 12-month premium in full.
Riding association
If you’re a member of a riding association, you can earn a discount. More than 25 national associations are eligible.
Homeowner
Just by owning a home, condo, townhome or mobile home, you may be eligible for discounted ATV insurance rates.
Learn how ATV and UTV insurance works and explore coverage options available through Nationwide.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.
The information included here is designed for informational purposes only. It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. It is the reader’s responsibility to comply with any applicable local, state or federal regulations. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided.